Almost half of interviewees (45%) declare that their families have some debts, instalments, credits or loans to pay off. However the fact of being in debts is not necessarily a sign of financial problems. The poorest families are almost as often in debts as those describing their standard of living as good or very good (47% in comparison to 40%). The major difference is, however, in the burden of these debts for family budgets. About a quarter of poor families in debts declare problems with paying them off (14% among 47% poor households in debts). On the other hand among the most well-off respondents nobody mentioned any problems with managing their debts.

More on that issue can be found in the CBOS report in Polish: ”Poles about Their Debts and Savings”